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| Property |
* Special Library Form |
N/A |
$1,000 general |
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* Replacement Cost |
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* Agreed Amount |
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* Includes signs, fences |
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* Blanket Personal Prop. |
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* Computer Equipment |
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* Valuable Papers |
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* Flood up to $1MM* |
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* Earthquake to $1MM* |
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* Sewer Backup |
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* Fine Arts to $50,000* |
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* Unscheduled Personal Property* |
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* Newly Acquired Property |
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* Trees & Shrubs |
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* Building Glass |
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$250 Building Glass only |
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* Extra Expense |
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* Building Ordinance* |
25% of building up to 35% with a $500,000 cap for an aidditional premium. |
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* Cyberflex (Electronic Vandalism) |
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| G.L. |
* Occurrence Form |
$ 1MM / $ 2MM |
optional |
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* Fire Damage Limit of $300K |
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* Premises/Operations |
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* Personal & Advertising Injury |
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* Employees/Volunteers included |
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* Independent Contractors |
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* Blanket Contractual |
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* Broad Form Prop. Damage |
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| Commercial Auto |
Hired & Non-Owned |
$1,000,000 |
optional |
| Crime |
* Money & Securities |
$10K |
$1,000 |
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* Employee Dishonesty |
$50K |
$1,000 |
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* Depositors Forgery |
$50K |
$1.000 |
| Library E&O |
Occurrence Form
Can sit under Umbrella |
$1MM/$2MM or $1MM/$3MM |
$0 |
| Workers Compensation |
Includes Board Members & volunteers |
N/A |
N/A |
| Umbrella |
overlaying:
* G.L.
* Auto Liability
* Work Comp |
up to $10 MM |
$10,000 SIR |
| Equipment Breakdown including Boiler & Machinery |
Joint Loss Agreement |
Up to combined building and Personal Property limit. |
$1,000 |
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